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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,446 | $27,639-80.3% | $61,501-91.1% | $68,490-92.0% |
| Participation rate | 37.9% | 39.5%-1.6pp | 52.6%-14.6pp | 67.9%-30.0pp |
| Annual return | -34.62% | -13.19%-21.4pp | 339.04%-373.7pp | -7.85%-26.8pp |
| Employer contribution / active EE | $790 | $696+13.5% | $1,160-31.9% | $2,597-69.6% |
| Participant deferral / active EE | $1,282 | $1,264+1.5% | $2,125-39.6% | $4,028-68.2% |
| Admin fee / account holder | $186 | $2,012-90.7% | $2,132-91.3% | $5,403-96.6% |