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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,329 | $77,920-9.7% | $149,723-53.0% | $75,177-6.4% |
| Participation rate | 23.3% | 65.6%-42.3pp | 78.8%-55.5pp | 67.2%-43.9pp |
| Annual return | 22.40% | 31.72%-9.3pp | 134.50%-112.1pp | 160.75%-138.4pp |
| Employer contribution / active EE | $891 | $3,138-71.6% | $4,821-81.5% | $2,671-66.6% |
| Participant deferral / active EE | $2,460 | $3,411-27.9% | $5,682-56.7% | $4,126-40.4% |
| Admin fee / account holder | $476 | $5,951-92.0% | $13,215-96.4% | $5,651-91.6% |