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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,814 | $95,415-49.9% | $185,851-74.3% | $85,851-44.3% |
| Participation rate | 37.0% | 68.8%-31.7pp | 81.7%-44.7pp | 69.3%-32.3pp |
| Annual return | 21.90% | 23.59%-1.7pp | 122.11%-100.2pp | 318.63%-296.7pp |
| Employer contribution / active EE | $1,747 | $3,314-47.3% | $5,168-66.2% | $2,565-31.9% |
| Participant deferral / active EE | $4,362 | $3,424+27.4% | $5,569-21.7% | $3,952+10.4% |
| Admin fee / account holder | $544 | $7,215-92.5% | $16,245-96.7% | $6,261-91.3% |