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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,912 | $115,810-76.8% | $101,271-73.4% | $158,966-83.1% |
| Participation rate | 80.0% | 79.4%+0.6pp | 75.8%+4.2pp | 82.0%-2.0pp |
| Annual return | 20.42% | 56.15%-35.7pp | 46.48%-26.1pp | 302.95%-282.5pp |
| Employer contribution / active EE | $2,468 | $4,175-40.9% | $3,660-32.6% | $4,762-48.2% |
| Participant deferral / active EE | $7,014 | $4,958+41.5% | $4,371+60.5% | $5,983+17.2% |
| Admin fee / account holder | $681 | $7,248-90.6% | $5,948-88.6% | $11,250-93.9% |