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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,394 | $106,003-74.2% | $92,236-70.3% | $147,585-81.4% |
| Participation rate | 52.9% | 80.4%-27.5pp | 76.5%-23.5pp | 82.8%-29.9pp |
| Annual return | 19.77% | 50.05%-30.3pp | 176.29%-156.5pp | 578.57%-558.8pp |
| Employer contribution / active EE | $1,775 | $4,333-59.0% | $3,679-51.8% | $4,876-63.6% |
| Participant deferral / active EE | $2,122 | $4,478-52.6% | $3,897-45.5% | $5,439-61.0% |
| Admin fee / account holder | $321 | $6,333-94.9% | $5,194-93.8% | $10,885-97.1% |