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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $134,531 | $77,145+74.4% | $108,410+24.1% | $85,856+56.7% |
| Participation rate | 100.0% | 74.7%+25.3pp | 80.1%+19.9pp | 69.3%+30.7pp |
| Annual return | 16.17% | 44.54%-28.4pp | 905.34%-889.2pp | 318.58%-302.4pp |
| Employer contribution / active EE | $11,960 | $2,379+402.7% | $3,558+236.1% | $2,565+366.3% |
| Participant deferral / active EE | $10,672 | $5,566+91.7% | $6,562+62.6% | $3,952+170.0% |
| Admin fee / account holder | $1,572 | $5,172-69.6% | $7,296-78.5% | $6,261-74.9% |