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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $256,210 | $185,883+37.8% | $170,043+50.7% | $139,466+83.7% |
| Participation rate | 100.0% | 87.8%+12.2pp | 87.0%+13.0pp | 80.3%+19.7pp |
| Annual return | 14.86% | 60.54%-45.7pp | 53.40%-38.5pp | 373.66%-358.8pp |
| Employer contribution / active EE | $8,064 | $7,596+6.2% | $6,790+18.8% | $4,754+69.6% |
| Participant deferral / active EE | $9,825 | $11,626-15.5% | $10,410-5.6% | $6,712+46.4% |
| Admin fee / account holder | $2,291 | $15,393-85.1% | $12,824-82.1% | $11,409-79.9% |