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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $901,198 | $121,677+640.6% | $104,625+761.4% | $158,966+466.9% |
| Participation rate | 100.0% | 77.5%+22.5pp | 74.1%+25.9pp | 82.0%+18.0pp |
| Annual return | 22.57% | 465.58%-443.0pp | 340.60%-318.0pp | 302.95%-280.4pp |
| Employer contribution / active EE | $20,791 | $3,165+556.9% | $2,681+675.4% | $4,762+336.6% |
| Participant deferral / active EE | $13,719 | $4,175+228.6% | $3,738+267.1% | $5,983+129.3% |
| Admin fee / account holder | $324 | $7,777-95.8% | $6,465-95.0% | $11,250-97.1% |