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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,283 | $175,259-83.9% | $149,723-81.1% | $139,487-79.7% |
| Participation rate | 88.9% | 83.4%+5.5pp | 78.8%+10.1pp | 80.3%+8.6pp |
| Annual return | 14.61% | 166.82%-152.2pp | 134.50%-119.9pp | 373.84%-359.2pp |
| Employer contribution / active EE | $3,410 | $5,478-37.7% | $4,821-29.3% | $4,755-28.3% |
| Participant deferral / active EE | $6,413 | $6,522-1.7% | $5,682+12.9% | $6,713-4.5% |
| Admin fee / account holder | $476 | $16,158-97.1% | $13,215-96.4% | $11,407-95.8% |