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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,365 | $167,353-92.0% | $143,797-90.7% | $134,545-90.1% |
| Participation rate | 100.0% | 84.8%+15.2pp | 80.3%+19.7pp | 81.2%+18.8pp |
| Annual return | -24.09% | 0.48%-24.6pp | -0.04%-24.0pp | 418.37%-442.5pp |
| Employer contribution / active EE | $3,684 | $5,620-34.5% | $4,952-25.6% | $4,742-22.3% |
| Participant deferral / active EE | $5,399 | $6,447-16.3% | $5,638-4.3% | $6,401-15.7% |
| Admin fee / account holder | $749 | $18,096-95.9% | $14,679-94.9% | $11,431-93.4% |