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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $359,892 | $175,257+105.4% | $149,717+140.4% | $139,456+158.1% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 25.90% | 166.70%-140.8pp | 134.41%-108.5pp | 373.45%-347.5pp |
| Employer contribution / active EE | $6,106 | $5,477+11.5% | $4,820+26.7% | $4,753+28.5% |
| Participant deferral / active EE | $11,485 | $6,521+76.1% | $5,682+102.1% | $6,711+71.1% |
| Admin fee / account holder | $613 | $16,156-96.2% | $13,213-95.4% | $11,407-94.6% |