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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,850 | $75,541-81.7% | $152,093-90.9% | $82,637-83.2% |
| Participation rate | 90.6% | 66.5%+24.1pp | 77.8%+12.9pp | 68.1%+22.6pp |
| Annual return | 17.05% | 32.56%-15.5pp | 66.36%-49.3pp | 53.51%-36.5pp |
| Employer contribution / active EE | $1,400 | $2,622-46.6% | $4,175-66.5% | $2,552-45.2% |
| Participant deferral / active EE | $2,851 | $3,206-11.1% | $5,451-47.7% | $4,126-30.9% |
| Admin fee / account holder | $1,018 | $6,405-84.1% | $14,497-93.0% | $7,339-86.1% |