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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $116,019 | $32,117+261.2% | $71,086+63.2% | $64,181+80.8% |
| Participation rate | 13.2% | 42.7%-29.5pp | 54.7%-41.5pp | 69.6%-56.4pp |
| Annual return | -9.89% | -5.57%-4.3pp | 650.59%-660.5pp | 7.63%-17.5pp |
| Employer contribution / active EE | $284 | $712-60.1% | $1,088-73.9% | $2,381-88.1% |
| Participant deferral / active EE | $977 | $1,263-22.7% | $1,874-47.9% | $3,470-71.8% |
| Admin fee / account holder | $1,089 | $2,759-60.5% | $3,082-64.7% | $4,887-77.7% |