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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $108,937 | $148,582-26.7% | $135,942-19.9% | $139,456-21.9% |
| Participation rate | 90.0% | 83.9%+6.1pp | 81.9%+8.1pp | 80.3%+9.7pp |
| Annual return | 17.93% | 79.26%-61.3pp | 68.28%-50.4pp | 373.45%-355.5pp |
| Employer contribution / active EE | $2,367 | $5,245-54.9% | $4,858-51.3% | $4,753-50.2% |
| Participant deferral / active EE | $4,840 | $8,101-40.3% | $7,759-37.6% | $6,711-27.9% |
| Admin fee / account holder | $461 | $12,402-96.3% | $10,764-95.7% | $11,407-96.0% |