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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,622 | $76,407-62.5% | $150,298-81.0% | $82,448-65.3% |
| Participation rate | 78.0% | 66.4%+11.6pp | 77.8%+0.2pp | 68.1%+9.9pp |
| Annual return | 10.38% | 39.99%-29.6pp | 62.79%-52.4pp | 41.64%-31.3pp |
| Employer contribution / active EE | $1,239 | $2,614-52.6% | $4,154-70.2% | $2,551-51.4% |
| Participant deferral / active EE | $1,829 | $3,214-43.1% | $5,453-66.5% | $4,139-55.8% |
| Admin fee / account holder | $20,045 | $6,352+215.6% | $14,116+42.0% | $7,234+177.1% |