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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $94,456 | $114,073-17.2% | $96,161-1.8% | $167,518-43.6% |
| Participation rate | 100.0% | 75.1%+24.9pp | 68.4%+31.6pp | 82.1%+17.9pp |
| Annual return | 13.05% | 189.95%-176.9pp | 192.01%-179.0pp | 478.71%-465.7pp |
| Employer contribution / active EE | $3,038 | $3,428-11.4% | $2,798+8.6% | $4,838-37.2% |
| Participant deferral / active EE | $7,223 | $5,195+39.0% | $4,349+66.1% | $6,342+13.9% |
| Admin fee / account holder | $469 | $6,899-93.2% | $5,538-91.5% | $12,312-96.2% |