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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,919 | $73,955-63.6% | $96,520-72.1% | $75,181-64.2% |
| Participation rate | 44.4% | 66.4%-22.0pp | 74.3%-29.9pp | 67.2%-22.8pp |
| Annual return | 35.61% | 26.72%+8.9pp | 35.72%-0.1pp | 160.69%-125.1pp |
| Employer contribution / active EE | $1,966 | $2,930-32.9% | $3,739-47.4% | $2,671-26.4% |
| Participant deferral / active EE | $3,914 | $3,659+7.0% | $4,879-19.8% | $4,126-5.1% |
| Admin fee / account holder | $73 | $5,217-98.6% | $6,733-98.9% | $5,650-98.7% |