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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $190,379 | $112,935+68.6% | $90,970+109.3% | $158,966+19.8% |
| Participation rate | 100.0% | 74.7%+25.3pp | 69.0%+31.0pp | 82.0%+18.0pp |
| Annual return | 19.12% | 215.79%-196.7pp | 134.58%-115.5pp | 302.95%-283.8pp |
| Employer contribution / active EE | $1,878 | $2,895-35.1% | $2,122-11.5% | $4,762-60.6% |
| Participant deferral / active EE | $8,371 | $4,129+102.7% | $3,373+148.1% | $5,983+39.9% |
| Admin fee / account holder | $1,214 | $8,045-84.9% | $5,960-79.6% | $11,250-89.2% |