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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $104,939 | $95,975+9.3% | $74,549+40.8% | $135,379-22.5% |
| Participation rate | 100.0% | 75.7%+24.3pp | 69.1%+30.9pp | 82.6%+17.4pp |
| Annual return | -11.17% | 56.96%-68.1pp | 32.53%-43.7pp | 519.79%-531.0pp |
| Employer contribution / active EE | $1,583 | $2,716-41.7% | $1,961-19.3% | $4,779-66.9% |
| Participant deferral / active EE | $6,487 | $3,844+68.8% | $3,108+108.7% | $5,609+15.7% |
| Admin fee / account holder | $1,412 | $6,522-78.4% | $5,059-72.1% | $10,828-87.0% |