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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $240,444 | $111,878+114.9% | $93,727+156.5% | $145,897+64.8% |
| Participation rate | 100.0% | 74.2%+25.8pp | 68.7%+31.3pp | 80.3%+19.7pp |
| Annual return | 11.64% | 204.28%-192.6pp | 133.83%-122.2pp | 552.29%-540.7pp |
| Employer contribution / active EE | $2,225 | $3,092-28.0% | $2,421-8.1% | $4,663-52.3% |
| Participant deferral / active EE | $9,700 | $4,920+97.1% | $4,417+119.6% | $6,689+45.0% |
| Admin fee / account holder | $2,418 | $10,256-76.4% | $8,292-70.8% | $13,390-81.9% |