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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,937 | $82,630-75.9% | $64,105-68.9% | $125,389-84.1% |
| Participation rate | 58.3% | 75.9%-17.5pp | 68.2%-9.8pp | 83.2%-24.9pp |
| Annual return | -2.22% | 1489.72%-1491.9pp | 791.24%-793.5pp | 282.24%-284.5pp |
| Employer contribution / active EE | $259 | $2,671-90.3% | $1,820-85.8% | $4,866-94.7% |
| Participant deferral / active EE | $1,155 | $3,608-68.0% | $2,822-59.1% | $5,352-78.4% |
| Admin fee / account holder | $2,208 | $6,382-65.4% | $4,499-50.9% | $9,541-76.9% |