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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,921 | $82,674+2.7% | $125,381-32.3% | $68,486+24.0% |
| Participation rate | 68.1% | 75.1%-6.9pp | 82.4%-14.3pp | 67.9%+0.2pp |
| Annual return | -16.30% | -5.97%-10.3pp | 572.31%-588.6pp | -7.85%-8.4pp |
| Employer contribution / active EE | $2,484 | $3,382-26.5% | $4,815-48.4% | $2,597-4.3% |
| Participant deferral / active EE | $6,193 | $6,111+1.3% | $7,448-16.9% | $4,028+53.8% |
| Admin fee / account holder | $2,370 | $6,277-62.2% | $10,007-76.3% | $5,404-56.1% |