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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $210,167 | $112,935+86.1% | $90,970+131.0% | $158,966+32.2% |
| Participation rate | 68.4% | 74.7%-6.3pp | 69.0%-0.6pp | 82.0%-13.5pp |
| Annual return | 10.04% | 215.79%-205.7pp | 134.58%-124.5pp | 302.95%-292.9pp |
| Employer contribution / active EE | $1,127 | $2,895-61.1% | $2,122-46.9% | $4,762-76.3% |
| Participant deferral / active EE | $4,032 | $4,129-2.3% | $3,373+19.5% | $5,983-32.6% |
| Admin fee / account holder | $11,626 | $8,045+44.5% | $5,960+95.1% | $11,250+3.3% |