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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,115 | $48,364+96.7% | $71,796+32.5% | $62,881+51.3% |
| Participation rate | 69.0% | 60.6%+8.3pp | 69.1%-0.1pp | 69.3%-0.3pp |
| Annual return | 5.89% | 13.16%-7.3pp | 78.04%-72.1pp | 20.14%-14.3pp |
| Employer contribution / active EE | $1,100 | $1,042+5.6% | $1,924-42.8% | $2,281-51.8% |
| Participant deferral / active EE | $3,191 | $2,091+52.6% | $2,794+14.2% | $3,203-0.4% |
| Admin fee / account holder | $4,246 | $3,771+12.6% | $4,815-11.8% | $4,296-1.2% |