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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,962 | $86,298+15.8% | $111,308-10.2% | $85,847+16.4% |
| Participation rate | 78.1% | 73.3%+4.8pp | 77.3%+0.8pp | 69.3%+8.8pp |
| Annual return | 9.30% | 19.99%-10.7pp | 54.67%-45.4pp | 318.61%-309.3pp |
| Employer contribution / active EE | $804 | $2,044-60.7% | $2,732-70.6% | $2,565-68.7% |
| Participant deferral / active EE | $2,306 | $3,641-36.7% | $4,487-48.6% | $3,952-41.6% |
| Admin fee / account holder | $1,874 | $8,189-77.1% | $7,965-76.5% | $6,261-70.1% |