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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,731 | $84,684-40.1% | $73,835-31.3% | $125,388-59.5% |
| Participation rate | 95.8% | 76.8%+19.1pp | 73.4%+22.4pp | 83.2%+12.6pp |
| Annual return | -1.62% | 3123.93%-3125.6pp | 2268.13%-2269.7pp | 282.24%-283.9pp |
| Employer contribution / active EE | $2,523 | $3,123-19.2% | $2,788-9.5% | $4,866-48.1% |
| Participant deferral / active EE | $4,447 | $3,993+11.4% | $3,583+24.1% | $5,352-16.9% |
| Admin fee / account holder | $1,314 | $5,691-76.9% | $4,880-73.1% | $9,541-86.2% |