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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $322,138 | $223,823+43.9% | $211,142+52.6% | $154,746+108.2% |
| Participation rate | 100.0% | 87.9%+12.1pp | 87.3%+12.7pp | 80.7%+19.3pp |
| Annual return | 18.86% | 50.39%-31.5pp | 46.84%-28.0pp | 172.34%-153.5pp |
| Employer contribution / active EE | $6,379 | $6,787-6.0% | $6,442-1.0% | $4,379+45.7% |
| Participant deferral / active EE | $12,357 | $9,750+26.7% | $9,284+33.1% | $6,730+83.6% |
| Admin fee / account holder | $964 | $19,707-95.1% | $19,076-94.9% | $14,365-93.3% |