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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $124,831 | $76,912+62.3% | $129,118-3.3% | $68,486+82.3% |
| Participation rate | 51.2% | 69.1%-17.9pp | 77.2%-26.0pp | 67.9%-16.7pp |
| Annual return | -14.66% | -9.78%-4.9pp | -10.94%-3.7pp | -7.85%-6.8pp |
| Employer contribution / active EE | $1,612 | $3,243-50.3% | $5,051-68.1% | $2,597-37.9% |
| Participant deferral / active EE | $4,637 | $4,732-2.0% | $6,539-29.1% | $4,028+15.1% |
| Admin fee / account holder | $3,438 | $6,638-48.2% | $14,305-76.0% | $5,404-36.4% |