Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,229 | $66,402-77.1% | $109,895-86.1% | $85,856-82.3% |
| Participation rate | 65.2% | 63.9%+1.4pp | 74.2%-9.0pp | 69.3%-4.1pp |
| Annual return | 12.48% | 19.59%-7.1pp | 29.46%-17.0pp | 318.58%-306.1pp |
| Employer contribution / active EE | $946 | $1,687-43.9% | $2,843-66.7% | $2,565-63.1% |
| Participant deferral / active EE | $2,002 | $2,842-29.6% | $4,049-50.5% | $3,952-49.3% |
| Admin fee / account holder | $1,113 | $4,557-75.6% | $6,067-81.7% | $6,261-82.2% |