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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,445 | $85,171-47.8% | $172,753-74.3% | $72,976-39.1% |
| Participation rate | 62.2% | 70.1%-7.8pp | 82.6%-20.4pp | 69.5%-7.2pp |
| Annual return | 22.54% | 27.32%-4.8pp | 803.00%-780.5pp | 81.02%-58.5pp |
| Employer contribution / active EE | $1,739 | $3,324-47.7% | $5,144-66.2% | $2,440-28.7% |
| Participant deferral / active EE | $2,139 | $3,260-34.4% | $5,198-58.8% | $3,608-40.7% |
| Admin fee / account holder | $165 | $5,880-97.2% | $13,956-98.8% | $5,124-96.8% |