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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,316 | $47,977-18.1% | $154,108-74.5% | $56,289-30.2% |
| Participation rate | 54.0% | 66.2%-12.2pp | 83.0%-29.0pp | 69.9%-15.9pp |
| Annual return | -3.61% | 3.54%-7.2pp | 735.21%-738.8pp | -9.96%+6.3pp |
| Employer contribution / active EE | $1,413 | $2,169-34.9% | $5,298-73.3% | $2,111-33.1% |
| Participant deferral / active EE | $1,712 | $2,392-28.4% | $5,081-66.3% | $3,350-48.9% |
| Admin fee / account holder | $34 | $438-92.2% | $13,411-99.7% | $521-93.4% |