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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,246 | $45,343+105.6% | $150,298-38.0% | $67,986+37.2% |
| Participation rate | 53.5% | 51.9%+1.7pp | 77.8%-24.2pp | 57.2%-3.7pp |
| Annual return | 19.22% | 33.28%-14.1pp | 62.79%-43.6pp | 31.67%-12.4pp |
| Employer contribution / active EE | $1,927 | $1,462+31.8% | $4,154-53.6% | $2,019-4.5% |
| Participant deferral / active EE | $3,085 | $2,055+50.1% | $5,453-43.4% | $3,358-8.1% |
| Admin fee / account holder | $6,566 | $2,250+191.9% | $14,116-53.5% | $3,203+105.0% |