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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,246 | $43,496+114.4% | $161,489-42.3% | $64,340+44.9% |
| Participation rate | 53.5% | 53.5%0pp | 78.7%-25.2pp | 55.2%-1.7pp |
| Annual return | 19.22% | 20.76%-1.5pp | 89.72%-70.5pp | 24.14%-4.9pp |
| Employer contribution / active EE | $1,927 | $1,431+34.7% | $4,268-54.8% | $1,862+3.5% |
| Participant deferral / active EE | $3,085 | $1,996+54.6% | $5,630-45.2% | $2,980+3.5% |
| Admin fee / account holder | $6,566 | $2,330+181.8% | $16,006-59.0% | $3,703+77.3% |