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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,091 | $56,484-53.8% | $169,452-84.6% | $64,173-59.3% |
| Participation rate | 76.9% | 64.5%+12.4pp | 77.8%-0.9pp | 69.6%+7.4pp |
| Annual return | -6.07% | -1.55%-4.5pp | 1.83%-7.9pp | 7.63%-13.7pp |
| Employer contribution / active EE | $417 | $1,832-77.3% | $4,157-90.0% | $2,381-82.5% |
| Participant deferral / active EE | $1,557 | $3,448-54.8% | $5,277-70.5% | $3,470-55.1% |
| Admin fee / account holder | $8,269 | $4,174+98.1% | $9,110-9.2% | $4,887+69.2% |