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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $243,224 | $175,257+38.8% | $149,717+62.5% | $139,456+74.4% |
| Participation rate | 88.2% | 83.4%+4.8pp | 78.8%+9.5pp | 80.3%+7.9pp |
| Annual return | 13.80% | 166.70%-152.9pp | 134.41%-120.6pp | 373.45%-359.6pp |
| Employer contribution / active EE | $4,641 | $5,477-15.3% | $4,820-3.7% | $4,753-2.3% |
| Participant deferral / active EE | $6,112 | $6,521-6.3% | $5,682+7.6% | $6,711-8.9% |
| Admin fee / account holder | $18,348 | $16,156+13.6% | $13,213+38.9% | $11,407+60.9% |