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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $296,906 | $127,387+133.1% | $115,038+158.1% | $125,389+136.8% |
| Participation rate | 100.0% | 84.2%+15.8pp | 81.4%+18.6pp | 83.2%+16.8pp |
| Annual return | -2.69% | 31.28%-34.0pp | 26.14%-28.8pp | 282.24%-284.9pp |
| Employer contribution / active EE | $7,864 | $5,166+52.2% | $4,608+70.7% | $4,866+61.6% |
| Participant deferral / active EE | $9,464 | $6,423+47.3% | $6,026+57.0% | $5,352+76.8% |
| Admin fee / account holder | $30,323 | $9,516+218.6% | $8,175+270.9% | $9,541+217.8% |