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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $260,040 | $53,162+389.1% | $91,225+185.1% | $68,486+279.7% |
| Participation rate | 96.2% | 63.2%+32.9pp | 73.2%+23.0pp | 67.9%+28.3pp |
| Annual return | -13.07% | -3.14%-9.9pp | 114.12%-127.2pp | -7.85%-5.2pp |
| Employer contribution / active EE | $8,258 | $1,709+383.1% | $2,851+189.7% | $2,597+218.0% |
| Participant deferral / active EE | $7,285 | $2,974+145.0% | $4,233+72.1% | $4,028+80.9% |
| Admin fee / account holder | $7,574 | $4,493+68.6% | $5,422+39.7% | $5,404+40.2% |