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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $256,688 | $63,861+302.0% | $104,639+145.3% | $79,856+221.4% |
| Participation rate | 100.0% | 64.9%+35.1pp | 74.1%+25.9pp | 69.6%+30.4pp |
| Annual return | 8.89% | 21.30%-12.4pp | 340.67%-331.8pp | 31.71%-22.8pp |
| Employer contribution / active EE | $7,367 | $1,588+363.8% | $2,682+174.7% | $2,471+198.1% |
| Participant deferral / active EE | $6,131 | $2,693+127.6% | $3,738+64.0% | $3,741+63.9% |
| Admin fee / account holder | $5,504 | $4,185+31.5% | $6,465-14.9% | $5,306+3.7% |