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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $220,104 | $131,835+67.0% | $108,582+102.7% | $273,972-19.7% |
| Participation rate | 90.9% | 83.5%+7.5pp | 79.6%+11.3pp | 83.0%+7.9pp |
| Annual return | 3.93% | -91.57%+95.5pp | -51.70%+55.6pp | 41.46%-37.5pp |
| Employer contribution / active EE | $4,757 | $4,913-3.2% | $3,758+26.6% | $4,869-2.3% |
| Participant deferral / active EE | $9,446 | $5,127+84.2% | $4,311+119.1% | $5,287+78.6% |
| Admin fee / account holder | $2,898 | $10,253-71.7% | $7,645-62.1% | $10,133-71.4% |