Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,189 | $77,638-72.7% | $156,551-86.5% | $62,881-66.3% |
| Participation rate | 58.3% | 71.2%-12.9pp | 84.0%-25.7pp | 69.3%-11.0pp |
| Annual return | 2.64% | 50.33%-47.7pp | 32.23%-29.6pp | 20.14%-17.5pp |
| Employer contribution / active EE | $219 | $3,444-93.6% | $5,501-96.0% | $2,281-90.4% |
| Participant deferral / active EE | $1,268 | $3,046-58.4% | $4,871-74.0% | $3,203-60.4% |
| Admin fee / account holder | $993 | $5,561-82.1% | $13,028-92.4% | $4,296-76.9% |