Filed May 1, 2015 (most recent of 3 filings on file)
This is a legacy paper filing. Plan administrator and contact details are recorded in the original filing, which has not been digitised into structured fields.
| Provider | Service type | Compensation |
|---|---|---|
BELL BANK8+ years Filed as: BELL STATE BANK Service code 15 · EIN 45-6076392 | Recordkeeping | $296,184 |
Filed as: CARDINAL INVESTMENT ADVISORS LLC Service code 27 150 NORTH WACKER DRIVE · CHICAGO, IL 60605 | Advisory (Plan) | $80,600 |
Participant contribution per participant is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,263 | $95,918+2.4% | $151,634-35.2% | $77,906+26.1% |
| Participation rate | 99.8% | 88.7%+11.1pp | 87.5%+12.3pp | 73.7%+26.1pp |
| Annual return | -16.02% | -5.50%-10.5pp | 3.32%-19.3pp | 12.16%-28.2pp |
| Employer contribution / active EE | $2,956 | $4,330-31.7% | $6,165-52.0% | $2,846+3.9% |
| Participant deferral / active EE | $4,450 | $7,508-40.7% | $8,363-46.8% | $4,805-7.4% |
| Admin fee / account holder | $103 | $93+10.1% | $11,614-99.1% | $133-22.5% |