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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $141,884 | $172,758-17.9% | $149,600-5.2% | $138,895+2.2% |
| Participation rate | 92.9% | 80.2%+12.7pp | 77.2%+15.7pp | 79.9%+12.9pp |
| Annual return | 19.35% | 181.17%-161.8pp | 129.59%-110.2pp | 145.39%-126.0pp |
| Employer contribution / active EE | $1,323 | $4,778-72.3% | $4,193-68.4% | $4,194-68.4% |
| Participant deferral / active EE | $4,365 | $8,180-46.6% | $7,203-39.4% | $6,396-31.8% |
| Admin fee / account holder | $675 | $17,615-96.2% | $13,963-95.2% | $12,562-94.6% |