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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $106,336 | $817,678-87.0% | $392,568-72.9% | $152,909-30.5% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.1%+21.9pp | 82.5%+17.5pp |
| Annual return | 24.82% | 22.84%+2.0pp | 24.42%+0.4pp | 345.46%-320.6pp |
| Employer contribution / active EE | $1,330 | $5,502-75.8% | $3,783-64.8% | $4,764-72.1% |
| Participant deferral / active EE | $5,359 | $8,398-36.2% | $5,985-10.5% | $5,851-8.4% |
| Admin fee / account holder | $4,818 | $12,095-60.2% | $6,260-23.0% | $11,601-58.5% |