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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $358,537 | $115,225+211.2% | $100,712+256.0% | $138,895+158.1% |
| Participation rate | 100.0% | 74.3%+25.7pp | 69.3%+30.7pp | 79.9%+20.1pp |
| Annual return | 7.56% | 40.35%-32.8pp | 33.27%-25.7pp | 145.39%-137.8pp |
| Employer contribution / active EE | $33,220 | $2,771+1098.8% | $2,313+1336.4% | $4,194+692.0% |
| Participant deferral / active EE | $9,088 | $4,699+93.4% | $4,085+122.5% | $6,396+42.1% |
| Admin fee / account holder | $247,260 | $10,844+2180.2% | $9,256+2571.3% | $12,562+1868.3% |