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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,819 | $85,790-76.9% | $67,313-70.6% | $135,379-85.4% |
| Participation rate | 80.0% | 76.5%+3.5pp | 69.1%+10.9pp | 82.6%-2.6pp |
| Annual return | -6.98% | -0.54%-6.4pp | -4.08%-2.9pp | 519.79%-526.8pp |
| Employer contribution / active EE | $804 | $3,487-76.9% | $2,566-68.7% | $4,779-83.2% |
| Participant deferral / active EE | $953 | $4,651-79.5% | $3,568-73.3% | $5,609-83.0% |
| Admin fee / account holder | $2,470 | $6,392-61.4% | $4,507-45.2% | $10,828-77.2% |