Retirement plan

U.S. TOY CO., INC. 401(K) SAVINGS PLAN

Name: U.S. TOY CO., INC. - U.S. TOY CO., INC. 401(K) SAVINGS PLAN (2020) Form 5500
Creator: U.S. TOY CO., INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, U.S. TOY CO., INC. 401(K) SAVINGS PLAN, U.S. TOY CO., INC.

U.S. TOY CO., INC.EIN 44-0577574Plan #001PY 2020

13201 ARRINGTON RD - GRANDVIEW, MO 64030816-761-5900

Prospect flagsHigh feesLow employer contributionLow participant contribution

How to read this page

Total assets (EOY)

$5.7M

+4.0% from 2019

Total participants

110

-6.0% from 2019

Average account balance

$57,916

+5.1% from 2019

Annual return

10.89%

-7.67 pp from 2019

Benchmarks

See 9,208 peers

Peer group

Industry42 - Wholesale Trade

Plan typeDefined contribution

Participants25-99

Cohort9,208 peers

Snapshot2020

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$4.29M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$70K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

64.1%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$138K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$2K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+13.59%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$41526

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

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Service providers

Top 2 by compensation

Provider	Service type	Compensation
TWO WEST CAPITAL ADVISORS6+ years Filed as: TWO WEST CAPITAL ADVISOR LLC Service code 27 · EIN 27-3055170	Advisory (Plan)	$20,315
FIDELITY INVESTMENTS INSTITUTIONAL6+ years Service code 37 · EIN 04-2647786	Loan Processing	$17,636

Plan features & details

Pension benefit codes2K2S2E2J3D2R

Plan features

2E
Profit-sharing
Profit-sharing plan.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
2R
Participant-directed brokerage accounts
Participant-directed brokerage accounts provided as an investment option under the plan.
2S
Automatic enrollment
Plan provides for automatic enrollment in plan that has elective contributions deducted from payroll.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

3 tripped

OpportunityLow participant contribution
Participant contribution per participant is in the bottom quintile of the peer cohort.
OpportunityLow employer contribution
Employer contribution per participant is in the bottom quintile of the peer cohort.
OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)

Expense breakdown

Schedule H Part II

Admin total

$38K

$417 / participant

Other / not subdivided$38K100.0%

% of EOY assets

0.662%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: COCHRAN HEAD VICK & CO. P.C.
Auditor EIN: 900880401
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$57,916

$91,559-36.7%

$133,959-56.8%

$79,858-27.5%

Participation rate

87.9%

73.3%+14.6pp

79.8%+8.1pp

69.6%+18.3pp

Annual return

10.89%

61.85%-51.0pp

45.09%-34.2pp

31.72%-20.8pp

Employer contribution / active EE

$336

$2,384-85.9%

$3,919-91.4%

$2,471-86.4%

Participant deferral / active EE

$1,568

$3,734-58.0%

$5,047-68.9%

$3,740-58.1%

Admin fee / account holder

$383

$6,321-93.9%

$8,928-95.7%

$5,306-92.8%

Provider

Service type

Compensation

TWO WEST CAPITAL ADVISORS6+ years

Filed as: TWO WEST CAPITAL ADVISOR LLC

Service code 27 · EIN 27-3055170

Advisory (Plan)

$20,315

FIDELITY INVESTMENTS INSTITUTIONAL6+ years

Service code 37 · EIN 04-2647786

Loan Processing

$17,636

U.S. TOY CO., INC. 401(K) SAVINGS PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

U.S. TOY CO., INC. 401(K) SAVINGS PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion