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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,784 | $58,320-11.2% | $86,439-40.1% | $66,930-22.6% |
| Participation rate | 95.0% | 78.6%+16.4pp | 80.3%+14.7pp | 69.8%+25.2pp |
| Annual return | -22.88% | -9.71%-13.2pp | 4395.55%-4418.4pp | 1.57%-24.5pp |
| Employer contribution / active EE | $2,948 | $2,615+12.7% | $3,769-21.8% | $2,545+15.8% |
| Participant deferral / active EE | $9,670 | $6,899+40.2% | $6,952+39.1% | $4,238+128.2% |
| Admin fee / account holder | $4,477 | $546+720.1% | $6,732-33.5% | $593+654.4% |