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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $179,523 | $135,639+32.4% | $110,241+62.8% | $135,382+32.6% |
| Participation rate | 100.0% | 83.5%+16.5pp | 79.8%+20.2pp | 82.6%+17.4pp |
| Annual return | -7.95% | 513.21%-521.2pp | 314.75%-322.7pp | 519.77%-527.7pp |
| Employer contribution / active EE | $2,758 | $4,907-43.8% | $3,827-27.9% | $4,779-42.3% |
| Participant deferral / active EE | $7,543 | $5,507+37.0% | $4,672+61.4% | $5,609+34.5% |
| Admin fee / account holder | $1,239 | $11,457-89.2% | $8,548-85.5% | $10,829-88.6% |