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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $150,857 | $98,760+52.8% | $149,715+0.8% | $79,858+88.9% |
| Participation rate | 77.8% | 75.8%+2.0pp | 82.5%-4.7pp | 69.6%+8.1pp |
| Annual return | 24.19% | 27.43%-3.2pp | 276.66%-252.5pp | 31.72%-7.5pp |
| Employer contribution / active EE | $4,908 | $3,217+52.6% | $4,645+5.7% | $2,471+98.6% |
| Participant deferral / active EE | $7,589 | $5,681+33.6% | $6,842+10.9% | $3,740+102.9% |
| Admin fee / account holder | $3,554 | $6,053-41.3% | $9,310-61.8% | $5,306-33.0% |