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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $133,022 | $82,028+62.2% | $123,105+8.1% | $59,633+123.1% |
| Participation rate | 100.0% | 83.2%+16.8pp | 86.8%+13.2pp | 68.7%+31.3pp |
| Annual return | -2.69% | 5.12%-7.8pp | 13.22%-15.9pp | 2041.45%-2044.1pp |
| Employer contribution / active EE | $4,792 | $3,297+45.3% | $5,151-7.0% | $2,203+117.5% |
| Participant deferral / active EE | $13,290 | $4,667+184.8% | $6,229+113.3% | $3,192+316.4% |
| Admin fee / account holder | $1,502 | $5,879-74.5% | $9,014-83.3% | $4,297-65.1% |