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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,601 | $99,957-79.4% | $149,730-86.2% | $73,493-72.0% |
| Participation rate | 72.7% | 75.7%-3.0pp | 82.5%-9.8pp | 70.7%+2.0pp |
| Annual return | 85.11% | 53.87%+31.2pp | 276.70%-191.6pp | 28.51%+56.6pp |
| Employer contribution / active EE | $1,774 | $3,191-44.4% | $4,645-61.8% | $2,270-21.9% |
| Participant deferral / active EE | $5,355 | $6,073-11.8% | $6,843-21.7% | $3,740+43.2% |
| Admin fee / account holder | $1,890 | $551+243.2% | $9,310-79.7% | $513+268.4% |